And just like that, summer is over. 

Conditioned possibly from those back to school years, September always seems like the time to try something new. You won’t believe this . . . . . . 

Hold on.

Given many (most) New Year’s resolutions are forgotten before the Super Bowl, I’ll keep you in suspense a bit while I test my resolve. 

In the meantime, two quick updates:

Early in July, I wrote about a client group getting a 39% premium increase October 1^st. (Tip # 685 HERE.) We explored every possible option; e.g. captives, and dropping coverage altogether in favor of the Individual Market (ICHRAs), which BTW cost more even before January 1 increases of 15% on average.

After some minor changes to plan design, which remarkably actually reduced employees’ OOP, we’re staying with the incumbent carrier with ‘only’ a 31% increase.

In a May Tip (# 678 HERE), you learned that ‘Grace’ had submitted a claim - with over 150 pages of documentation - to her cancer Insurer. So far, she’s only received a letter confirming her submission.

What a Quack of Shit!

Oh, and Go Brewers.

(Maybe my ‘big reveal’ when we win The World Series!)