Jon Rauser

Jon Rauser's weekly Tip on how to navigate the complicated world of health insurance and more.

Published: Sun, 09/21/14

Tip #184LOOK WHO'S ON YOUTUBEEarlier this month, IRS rolled out nine short videos featuring concise e planations of key features of the Affordable…

Published: Sun, 09/14/14

Tip #183THE RENEWALS ARE COMING! THE RENEWALS ARE COMING!The Affordable Care Act requires changes in the way small group health plans (2-50 ATNE)…

Published: Sun, 09/07/14

Tip #182R FOR THE UNDER-INSURED'Phil' has beaten not one but two rounds of cancer. His insurer has paid $700,000 of claims. Other than follow up…

Published: Mon, 09/01/14

Tip #181ACCOUNTABLE CARE ORGANIZATIONSAccountable Care Organizations (ACOs) are groups of doctors, hospitals, and other health care providers, who…

Published: Sun, 08/24/14

Tip #180ELEGANT COST SHIFTINGThe buzz in the benefits industry - at least amongst some - is the defined contribution approach to health…

Published: Sun, 08/17/14

Tip #179DENTAL PLAN DESIGNI reviewed a dental plan renewal with a group of 20 last week. Although covered in a pooled product, the insurer in this…

Published: Sun, 08/10/14

Tip #178 LIMITED BENEFIT HEALTH PLANSAt 62, Linda is retiring early from one of our group clients. Forgetting that her employer had been paying…

Published: Sun, 08/03/14

Tip #177 PACKAGE PRICINGHealth insurers routinely try and cross sell ancillary lines of coverage; such as dental and vision insurance; term life…

Published: Sun, 07/27/14

Tip #176 Group To IndividualI had a call this week. 'Ma ' had just received his health insurance renewal. Another increase; this time, "just"…

Published: Sun, 07/20/14

Tip #175 "SING A SONG OF SIXPENCE"I met this week with a business owner approaching Medicare eligibility. Among other things, she wanted me to…