I don’t know much about horseracing. That becomes abundantly clear the first Saturday in May when trying to pick the Kentucky Derby winners. But the experts correctly picked the favorite again; sixth year in a row.

May is also Disability Insurance Awareness Month and experts in this field tell us

• one out of every four 20 year olds will become disabled before they turn 67
• the average disability claim lasts 31.6 months
• slip and fall accidents are the leading cause of lost days from work
• 64% of employees say having disability insurance would increase loyalty to their employer

Here’s another often over-looked fact; short term disability isn’t just for illness or injury. Maternity leave is covered in part by most plans.

May-be this would be a good time to listen to the experts and add or update disability coverage to your employee benefits.

P.S. Does anyone know if Mendelssohn finished yet?