Eric had chronic severe health issues that compromised his ability to work. In November of 2015 he quit his
job.
Shortly thereafter, his former employer’s COBRA administrator mailed him an Election Notice giving him and his wife the opportunity to continue coverage under their group plan.
Last fall, Eric qualified for Social Security disability benefits. In such case, Eric’s COBRA eligibility could be extended from the original 18 months to 29 months, but only if Eric notified his former employer within 60 days of his SSA disability determination.
How would Eric know this?
It is one of several rights and requirements spelled out in a COBRA Initial Notice that his employer provided when he was first hired and became eligible for the group health plan.
If you’re an individual reading this Tip, I’d recommend finding that document and reviewing your responsibilities under COBRA.
If you’re an employer with more than 20
employees, I’d recommend a review of COBRA rules at this link. Ahem; are you in compliance?
