Imagine you’ve had so much radiation that your bones have become brittle. Wanna guess how many times you can go to the ER in one month?
How about this.
You’ve been in and out of intensive care for months on end, enduring
multiple surgeries. That’s bad enough, but for each episode, you have to go through the same pre-certification drill.
Think it can’t get any worse?
You battled cancer for a year, got a clean bill of health, only to have it return. And spread. Then imagine – you can’t, trust me – just as you’re resuming treatment, your spouse drops dead
of a heart attack. Now, on top of a mountain of EOB’s and bills, you’re faced with COBRA elections and more!
The complexity of dealing with health insurance is often over-stated to push an agenda.
But not in situations like these.
If I was King; Health Systems
and/or Health Insurers would be required to assign a Case Manager to ANY patient or member dealing with crises like the above (not just “Premium” customers, whatever the heck that is).
Really sick people need to focus on their treatment, not the insurance that promised ‘peace of mind!’
