We assisted a small law firm in setting up a health plan in December of 2021. The ‘sold’ premium payments were authorized to be pulled on a bank auto-draft.

Pretty routine stuff.

Except at the first renewal Dec ’22, there was a modest premium increase. Ditto on the next renewal, Dec ’23.

Recently the owner’s wife tried to fill a prescription, only to learn their coverage had been cancelled for non-payment of premium.

Now the fun begins. (Frederick March would be envious of this performance.)

Absent any knowledge of a problem (really?) and since premiums were paid every month, "the insurer has no right to cancel coverage” and “is in breach of contract!”

Note the carrier is willing to re-instate the policy if the premium shortages are paid; a phone call and a credit card and the matter is resolved.

“He that troubleth his own house shall inherit the wind!”