Hope your Holidays were safe and healthy.
Did I say Tips would return January 9th? Guess I just can’t stay away!
Good thing for Matt.
Just hours before heading to the airport Thursday, he learned boarding the flight to Turks and Caicos required proof of coverage for emergency health care in a foreign country.
Your insurance ID card may (or may not) prove you have health insurance, but does it say anything about emergencies? Or, out of country coverage?
When he frantically called, we pulled a pdf of the 110+ page SPD - Summary Plan Description (OK, how long is the PD?!) - that included separate sections on out of country and emergency coverage, along with a policy number that matched the one on Matt’s ID card.
The airline accepted this documentation.
Phew! Vacation literally saved. (TLRRA!)
Thanks to Covid (Delta/Omicron/whatever!), anyone planning travel – domestic or otherwise – better check and double check all the new rules well before heading to the airport.
Often your health insurer can provide a letter on request for this situation.
But within an hour?
P.S. What if the rules change while you’re overseas? We’ll have a solution for that in an upcoming Tip.
